LIC cancer care policy is a regular premium payment health insurance plan which provides financial protection in case the Life Assured is diagnosed with any of the specified Early and/or Major Stage Cancer during the policy term.
What is LIC cancer care policy (Table 905)
Cancer Cover Policy explained in simple words
If the policy holder has been diagnosed with cancer full sum assured is paid immediately. A sum 1% of the sum assured is paid every month for 10 years.
Policy Minimum Premium
Get a Cancer cover of of 10,00,000 for just INR 1119
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Other Policy Benefits
Yes, loan is available on the Cancer Care policy
Yes, revival of Cancer Care policy is possible within 2 years from last premium paid date i.e. If you started a policy in 2000, paid premiums in 2001 and 2002 and due to some reason could not pay the premium for the years 2003 and 2004, the policy can be revived in 2004 with all benefits.
Yes, the policy can be surrendered after 3 years of policy. The surrender value of the policy is different for different policies and it mainly depends on how far the maturity date is.