Jeevan umang

Jeevan Umang

Jeevan Umang is a one of a kind plan from LIC of India wherein a policy holder is getting both life insurance and annual returns till they are 100 years old. The plan guarantees a money back for the whole life. And on top of it the life insurance cover also remains in force till the policy holder is live and then the family gets the death claim.

Jeevan Umang  – Explanation in simple words

One of a kind, 100 year plan for pension and wealth building. The policy gives out life long pension even after saving for just 15 years.


  • Premium Payment for shorter period, risk cover and pension for 100 years
  • Wealth building plan from LIC. Save just 4,000 per month and get 1.25 crore
  • Tax rebate on premium paid u/s 80C and Tax free maturity u/s 10 (10D)




LIC’s Jeevan Umang plan is a unique and popular plan wherein the policy holder is required to pay only 15 premiums and in return he / she gets life long money backs and a increasing insurance cover. Jeevan Umang plan is a 100 year insurance and money back plan. You can buy Jeevan Umang plan  only through a authorized LIC agent, i is not available for sale online. 

  • Jeevan Umang (Table 845) is a limited premium non-linked with profits endowment plan
  • A great mix of of protection, pension and savings
  • Provides financial support for the retired years.
  • Tax rebate / Exemption in income tax


Death benefit: On death of the life assured before the stipulated date of maturity provided the policy is in force. Sum assured on death + Simple Reversionary Bonus + Financial Additional Bonus, if any (Sum Assured on death = Higher of 10 times of annualized premium of basic sum assured)

Maturity Bonus: Sum assured + Vested Bonus + Final additional bonus if any at the end of the policy term.



  1. LIC’s accidental death and disability benefit rider
  2. LIC’s new Term Assurance Rider

PS: all LIC life insurance policy now come with special benefits like loan, surrender, assignment and revival

Buy Jeevan Umang Online

You can buy the plan online with us. We would need your documents and details to get your policy purchase completed. Just fill in the below details and we shall contact you soon. To calculate the premium we would need these details.

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LICs-Jeevan-Lakshya-Brochure-pdf in pdf format is a leading LIC of India advisory firm based in Gurgaon. Our team of life insurance experts have an combined experience of over 40 years in life insurance services. Do get in touch with our insurance advisers to understand how Jeevan Umang can help you achieve your financial goals in a systematic manner.

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Why should I buy Jeevan Umang plan

Answer: If you are looking for a policy that plans your pension and also create a huge wealth for the family.The policy can be stopped anytime after the premium paying term

Does Jeevan Umang plan give life long returns after payment for 15 years only?

Yes, Jeevan Umang plan 933, given yearly money backs to the policy holder till he / she is 100 years old.

Can I surrender Jeevan Umang plan after some years?

The plan can be surrendered any time and full premiums paid plus the interest thereon can be received after 3 years of premium payment. The surrender procedure is explained here.


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