Jeevan Shanti Policy explained in simple words
The latest Pension plan from LIC of India. The pension can be option either immediately or deferred (1-20 years).
In case of death of the policy holder the family gets the full deposited amount.
Other Policy Benefits
Loan
Yes, loan is available on the Jeevan Shanti policy
Revival
Since this is a one premium plan there is no revival option in Jeevan Shanti.
Surrender
Yes, the policy can be surrendered after 3 years of policy. The surrender value of the policy is different for different policies and it mainly depends on how far the maturity date is.
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