age calculator of lic

LIC Age Calculator

How to calculate age for LIC

To calculate your accurate age use the form below. Please remember LIC considers more than 6 months of age as next year. So if you are 20 years and 7 months old, LIC will calculate you policy premium at the age of 21.

LIC Age Calculator

The LIC age calculator below will help you calculate your age for buying a LIC policy. It is very important to calculate your correct and exact date. The policy premiums vary for each year. Which means the policy premium for a person aged 20 years will be less than a person aged 21.

All LIC apps have a age calculator feature in them. You jut need to put in your date of birth and the app will automatically calculate your age as on today. The calculators calculate the age in years, months and days.

For purchasing a LIC policy the proposer has to declare his or her accurate age. The premium is calculated as per the age, the maturity and money backs are also determined by age.

LIC Age Wise Policy

The minimum and maximum age for buying policies is mentioned in the table below.

LIC POLICY MINIMUM AGE MAXIMUM AGE
LIC Amar Jeevan 18 65
LIC New Children’s Money Back Plan 0 12
LIC New Jeevan Anand 18 50
LIC Jeevan Umang 90 days 55
LIC Jeevan Labh 8 59

What is nearest birthday?

The concept of nearest birthday is been used by life insurance companies as the premium calculation factor. The concept means the age of the person is taken as his age on his nearest birthday.

So if your birthday is less than 6 months away from today you are considered as the same age.

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