How to avoid LIC agent commission

How to avoid LIC agent commission? How can I get LIC policy without agent?

You can avoid the LIC agent’s commission by buying the policy yourself. LIC of India is selling many policies online at their website. Not all LIC policies are available on the website.  There are discounts offered to policy buyers if you buy online. The policies that you can buy online are:

  • 859 LIC’s Saral Jeevan Bima
  • 860 LIC’s Bima Jyoti
  • 861 LIC’s Bachat Plus
  • 854 LIC’s Tech Term
  • 905 LIC’s Cancer Cover
  • 857 LIC’s Jeevan Akshay-VII
  • 858 LIC’s New Jeevan Shanti
  • 856 Pradhan Mantri Vaya Vandana Yojana
  • 849 LIC’s Nivesh Plus
  • 852 LIC’s SIIP

Visit the link https://onlinesales.licindia.in/eSales/liconline and buy policy online. For customer, comfortable with internet and have experience of online purchases, buying life insurance online is a viable option. It’s fast, easy, secure and cheaper than the offline version as online rebate is also available.

How can I get LIC policy without agent?

You may visit the link on LIC website for e-sales. The process to buy policy on LIC website is safe, easy and fast.  You can apply for policy online by giving in your contact details.

Buy LIC Online

Step by Step Guide to Buy LIC Plan Online

Step 1: Visit https://onlinesales.licindia.in/eSales/liconline
Step 2: Select your preferred plan
Step 3: Click on ‘buy online’
Step 4: Fill in your details
Step 5: Click ‘check premium’
Step 6: Make payment.
PS: the online discount on the policy is already applied to the premium. 

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